LenderReady Analysis

Unscrupulous business finance consultants are more interested in a numbers game, by making as many applications as possible, hoping some get approved. UnsecuredLine provides the funding expertise your business requires by taking a different approach. We gather information from you as well as outside business reporting services which allow us to simulate the bank underwriting process. We do this by providing you a proprietary diagnosis report called a LenderReady Analysis. The LenderReady Analysis involves looking at 17 key areas of your business and comparing the same reports, conducting the same searches, and looking for the same risk indicators as a lender will.

Unsecuredline.com will provide an electronic copy of the LenderReady Analysis results to each client showing the current business rating and also the potential business rating and associated score improvements that might be obtained should we find opportunities for improvement. The LenderReady Analysis provides an estimate of funding the business would qualify for under current conditions, and the approximate interest rate. We also estimate what the business would qualify for, with the recommended changes, in total financing, and associated interest rate improvement. We base our funding estimates on conversations with underwriting contacts and based on the thousands of clients we have taken to banks and lenders in the last several months.

The LenderReady Analysis reveals to the business owner what categories, reports, and data sets the bank will analyze, what their current risk standing is, and what items could be improved upon prior to submitting an application to a financial institution for loan approval. Armed with the results of the LenderReady Analysis, you the business owner will be empowered with data, facts, and greater understanding of your options. You may proceed forward with submission of applications for funding “as is.” Or, you may choose to enhance various items that will be scrutinized by the lender to improve your chances for funding, and then submit applications for funding. Let UnsecuredLine.com help you remove the uncertainty of the banking process by providing you with information and a comparison of how your business will be viewed prior to actually submitting an application with a bank or lender.